Finance/Credit

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[TC-I Call to Action]: Total Immersion Programme in Finance and Development Summer Internships

The Centre for Development Finance (CDF) announces some very exciting internship opportunities for this summer.  If you’re looking for something more long term, word has it that CDF will likely be releasing postings for BoP related full time positions in the coming weeks… check back for more information! Total Immersion Programme in Finance and Development [...]

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Why you should CARE about microinsurance

We have written about microinsurance before, including SKS’s Vikram Akula’s decision to develop a product for his customers. Now, Bajaj-Allianz and CARE India will be developing a product of their own. In an interesting partnership between the charity and a commercial company, this venture will aim to help individuals substantially improve livelihoods through the safety net [...]

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[TC-I Call to Action]: Programme Head, Centre for Micro Finance

Lakshmi Krishnan of the Centre for Micro Finance, IFMR writes to us about a new opening in the organization.   This is particularly exciting for anyone interested in microfinance, research, and traveling throughout India.  Several classmates in graduate school had worked with IFMR and came away with good experiences after participating in breakthrough research. IFMR [...]

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Evaluating social returns on microfinance

Whether you are an individual investor, an institutional fund, or a microfinance organization, the issue of returns on social investment is always a concern.  The difference is usually in the approach that each stakeholder may take in measuring these returns.  The Grameen Foundation made a major stride in the effort to create an evaluation framework [...]

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Round 2 with CGAP’s Gautam Ivatury

The ThinkChange India staff is committed to providing our readers with interviews with people we believe are at the brink of something special but have for the most part been overlooked by the mainstream media. Readers will be able to see other conversations under our TC-I Changemakers tag. This week, Vinay sat down (over the phone) [...]

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Transfer money after the beep

Here is an interesting approach to the technological hurdles of mobile banking. Called Cashnxt, this venture in Kerala, uses high-pitched sounds via mobile phones to encrypt and decrypt the secure data needed to perform a financial transaction. An article on ReadWriteWeb, explains it as such: As a customer, if you and a vendor are a [...]

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Checking in on CGAP and Branchless Banking

When I heard that Gautam Ivatury of CGAP would be at NYU’s “From Innovation to Impact” Conference, I thought it would be a great time to follow up with my previous interview with him.  While he did not have time to talk today, we are going to schedule a follow up soon.  Nevertheless, I was [...]

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Back to the drawing board? — A harsh look at microfinance

To start, I want to say that my mind has been racing despite sleep deprivation and jet lag since I touched down in Mumbai at 0135 IST this morning. This is the first I have set foot in India since 2005 and thus my first visit since the inception of TC-I, which makes the experience [...]

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Rang De: India’s First Microlending Site

Moneycontrol.com reports the launch of India’s first peer to peer microlending site, RangDe.org.  The site explains the driver behind an online forum for microloans: Rang De is a unique platform for individuals to become Social Investors and connect with borrowers of microcredit by lending small sums of money. Unique features of Rang De are: Mission [...]

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(IFMR) Trust Me

Editor’s note: In addition to being informative, this post also outlines what IFMR Trust is looking for in potential hires. If you would like to see that immediately, go after the jump. Before Thanksgiving break I had the pleasure of sitting down at an informal roundtable with Dave Wallack, Senior Vice President of People to learn [...]